TVM & Rate Calculators — Time Value of Money, Rates, Bonds & Exam Sims
One equation powers most of finance class: PV·(1+i)^n + PMT·[((1+i)^n−1)/i] + FV = 0. These tools run it and its cousins — rate conversions, bond pricing, growth rates — with the worked numbers shown, in END mode, exactly like the BA II Plus and HP 12C you'll use on exam day.
More TVM & Rate Calculators
TVM Calculator
Enter any four of N, I/Y, PV, PMT, and FV — the calculator solves the fifth using the same END-mode TVM math as the BA II Plus.
CAGR Calculator
Start value, end value, years — get the compound annual growth rate and the year-by-year path it implies.
Bond Yield Calculator
Enter a bond's price and coupon — get the yield to maturity, solved numerically, plus current yield and the premium/discount read.
Bond Price Calculator
Face value, coupon, years, yield → the bond's price, with the premium/discount verdict and current yield.
EAR Calculator
Nominal rate plus compounding frequency in — effective annual rate (APY) out, with the full frequency table from annual to continuous.
BA II Plus Calculator (Simulator)
A simplified on-screen BA II Plus: the N / I/Y / PV / PMT / FV registers, CPT, and the same TVM engine — for learning the keystrokes, not for exam day.
HP 12C Calculator (Simulator)
The HP 12C's TVM math online: RPN explained, the n / i / PV / PMT / FV registers, and one-keystroke solving — press the unknown's key, no CPT.
Heads up: every calculator here is an educational reference running standard textbook formulas — not investment, tax, or accounting advice.